[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sonoras.cz\/jak-se-lisi-podnikatelska-hypoteka-od-te-klasicke\/#Article","mainEntityOfPage":"https:\/\/www.sonoras.cz\/jak-se-lisi-podnikatelska-hypoteka-od-te-klasicke\/","headline":"Jak se li\u0161\u00ed podnikatelsk\u00e1 hypot\u00e9ka od t\u00e9 klasick\u00e9","name":"Jak se li\u0161\u00ed podnikatelsk\u00e1 hypot\u00e9ka od t\u00e9 klasick\u00e9","description":"O tom, \u017ee ceny nemovitost\u00ed neust\u00e1le stoupaj\u00ed, nen\u00ed sporu. I to je d\u016fvod, pro\u010d \u010d\u00edm d\u00e1l m\u00e9n\u011b lid\u00ed m\u00e1 dostatek pen\u011bz, aby si mohli n\u011bjakou koupit, a mus\u00ed sahat po <a class=\"more-link\" href=\"https:\/\/www.sonoras.cz\/jak-se-lisi-podnikatelska-hypoteka-od-te-klasicke\/\">[ . . . ]<\/a>","datePublished":"2024-01-15","dateModified":"2024-01-15","author":{"@type":"Person","@id":"https:\/\/www.sonoras.cz\/author\/#Person","name":"","url":"https:\/\/www.sonoras.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/04053961f5a3d2af1f56d865c7fc774bb6a80b9754b2f4c57fa4f8cefa253bd4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/04053961f5a3d2af1f56d865c7fc774bb6a80b9754b2f4c57fa4f8cefa253bd4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sonoras.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sonoras.cz\/wp-content\/uploads\/hypoteka9_1.jpg","url":"https:\/\/www.sonoras.cz\/wp-content\/uploads\/hypoteka9_1.jpg","height":0,"width":0},"url":"https:\/\/www.sonoras.cz\/jak-se-lisi-podnikatelska-hypoteka-od-te-klasicke\/","about":["Dom\u00e1cnost"],"wordCount":414,"articleBody":"   O tom, \u017ee ceny nemovitost\u00ed neust\u00e1le stoupaj\u00ed, nen\u00ed sporu. I to je d\u016fvod, pro\u010d \u010d\u00edm d\u00e1l m\u00e9n\u011b lid\u00ed m\u00e1 dostatek pen\u011bz, aby si mohli n\u011bjakou koupit, a mus\u00ed sahat po jin\u00fdch \u0159e\u0161en\u00edch financov\u00e1n\u00ed, nap\u0159\u00edklad po hypot\u00e9ce. Ukazuje se v\u0161ak, \u017ee se tento probl\u00e9m net\u00fdk\u00e1 pouze fyzick\u00fdch osob, n\u00fdbr\u017e tak\u00e9 pr\u00e1vnick\u00fdch. I firma toti\u017e pot\u0159ebuje nemovitosti, a mnohdy i podstatn\u011b v\u011bt\u0161\u00ed, ne\u017e klasick\u00fd d\u016fm \u010di byt.Nen\u00ed tedy divu, \u017ee mnoh\u00e9 zaj\u00edm\u00e1 podnikatelsk\u00e1 hypot\u00e9ka FAHD. Ta je, jak ji\u017e n\u00e1zev napov\u00edd\u00e1, ur\u010dena pro pr\u00e1vnick\u00e9 osoby. Pokud o ni chceme za\u017e\u00e1dat, mus\u00edme se prok\u00e1zat I\u010cem, nikoliv rodn\u00fdm \u010d\u00edslem, jak je tomu u t\u011bch ostatn\u00edch.I zde je v\u0161ak prov\u011b\u0159ov\u00e1no, zda je firma schopna hypot\u00e9ku spl\u00e1cet. Ov\u011b\u0159uje se, zda nen\u00ed v insolven\u010dn\u00edm \u0159\u00edzen\u00ed a tak\u00e9 to, jak\u00e1 je jej\u00ed sou\u010dasn\u00e1 finan\u010dn\u00ed situace. Podle toho se pak ona \u017e\u00e1dost p\u0159ijme \u010di zam\u00edtne. Tento proces je je\u0161t\u011b d\u016fle\u017eit\u011bj\u0161\u00ed ne\u017e u fyzick\u00fdch osob, nebo\u0165 se zde \u010dasto jedn\u00e1 o mnohem vy\u0161\u0161\u00ed \u010d\u00e1stky. Je tedy pochopiteln\u00e9, \u017ee poskytovatel mus\u00ed b\u00fdt mnohem opatrn\u011bj\u0161\u00ed v tom, zda dan\u00e9mu subjektu pen\u00edze p\u016fj\u010d\u00ed.Rozd\u00edln\u00e9 jsou samoz\u0159ejm\u011b i \u00faroky. Jeliko\u017e se zde jedn\u00e1 o v\u00edce pen\u011bz, m\u016f\u017ee si poskytovatel dovolit, aby byly men\u0161\u00ed, ne\u017e je b\u011b\u017en\u00e9. D\u00edky tomu b\u00fdvaj\u00ed podnikatelsk\u00e9 hypot\u00e9ky v\u00fdhodn\u011bj\u0161\u00ed. Pokud je tedy n\u011bkdo \u017eivnostn\u00edk, \u010dasto si o ni \u017e\u00e1d\u00e1 i v p\u0159\u00edpad\u011b, \u017ee si chce po\u0159\u00eddit nov\u00fd d\u016fm \u010di byt pro sebe \u2013 a pro\u010d ne, kdy\u017e je to tak v\u00fdhodn\u00e9?Samoz\u0159ejm\u011b je nutn\u00e9 po\u010d\u00edtat s t\u00edm, \u017ee ona nemovitost bude naps\u00e1na na onu firmu, nikoliv na \u017eadatele coby fyzickou osobu. To m\u016f\u017ee p\u0159edstavovat probl\u00e9m, pokud se ona firma dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed, p\u0159\u00edpadn\u011b \u017eivnost nep\u016fjde tak, jak bychom si p\u0159edstavovali. I ona toti\u017e n\u00e1sledn\u011b bude p\u0159edm\u011btem insolven\u010dn\u00edho \u0159\u00edzen\u00ed.Proto, i kdy\u017e m\u00e1me \u017eivnostensk\u00fd list, mus\u00edme dob\u0159e rozm\u00fd\u0161let, zda je pro n\u00e1s pr\u00e1v\u011b tento typ hypot\u00e9ky skute\u010dn\u011b tak v\u00fdhodn\u00fd, jak by se mohlo zd\u00e1. V mnoha p\u0159\u00edpadech tomu toti\u017e tak nen\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          2.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak se li\u0161\u00ed podnikatelsk\u00e1 hypot\u00e9ka od t\u00e9 klasick\u00e9","item":"https:\/\/www.sonoras.cz\/jak-se-lisi-podnikatelska-hypoteka-od-te-klasicke\/#breadcrumbitem"}]}]